First Bank of Charleston’s Cash Management Solutions can help your business improve cash flow, streamline payables, manage liquidity, and protect against fraud. Our Cash Management products are the precise tools to more efficiently manage your company’s finances.
Find out more about how the following services could work for your business. Call 304.340.3000 today!
First Bank of Charleston’s state of the art Online Banking systems brings the bank to your desktop. Our system allows users to review up to the minute information on their accounts. We allow you to save time and make fewer trips to the bank. Some features of our system are:
With Online Banking at First Bank your accounts are never further than a click away!
First Bank of Charleston’s ACH origination allows your business to disburse funds quickly and accurately. Automated Clearing House (ACH) transactions allow your business to reduce paper processing and the costs associated with checks and wire transfers. You’ll access our ACH system through online banking, where you can easily initiate and review payments.
ACH allows you to:
First Bank of Charleston’s Remote Deposit Capture (RDC) allows your business to make deposits using a desktop scanner. Make deposits to your First Bank account from anywhere you do business. Simply scan paper checks and send the images securely over the internet. Remote Deposit Capture allows you to spend more time running your business, not running to the bank.
Remote Deposit allows you to:
First Bank’s Remote Deposit Capture (RDC) is like having our bank at your desk.
The impact of check fraud can be hard on any business. With millions of checks passing through item processing shops each day, businesses don’t have the time or resources to inspect each one – and yet, it’s a threat that cannot be ignored.
First Bank of Charleston Positive Pay is a powerful, proven solution to combating check fraud. As an early warning fraud detection system, Positive Pay arms your business with the information needed to stop check fraud before it becomes a loss. Positive Pay allows you to electronically share your check register for all written checks with First Bank. We will only pay the checks listed on the register – with the precise specifications that you indicate – such as amount, payee, serial number, etc.
Benefits to your business:
Automatic transfer of funds to your business checking account from a Business Line of Credit and makes payments to that same line of credit with available funds. Shortfalls in your checking account are also automatically covered with funds drawn from the Business Line of Credit. Sweeps reduce borrowing and interest expense.
Checking accounts are available with no service fees to lawyers and law firms managing general multi-client trust funds, enabling direct payment of interest to the West Virginia State Bar.
First Bank of Charleston participates in the Certificate of Deposit Account Registry Service ® which is the most convenient way to earn CD-Level Interest and access Multi-Million-Dollar FDIC Insurance.
First Bank of Charleston participates in the Insured Cash Sweep® service including ICS for Public Funds businesses access to multi-million-dollar FDIC insurance on funds placed into demand deposit accounts and/or money market deposit accounts.
FIS Global Retail Payment Solutions can increase your revenue and reduce your risk through credit/debit card processing.
First Bank of Charleston is excited to announce its newest offering for business clients: SOLE Visa® Payroll Cards! To help our clients achieve 100% direct deposit and stop spending precious payroll hours issuing cumbersome paper checks, we’ve partnered with SOLE® Financial to bring this no-cost solution to our business clients.
First Bank of Charleston
201 Pennsylvania Avenue
Charleston, WV 25302
First Bank of Charleston, Inc.
Celebrating 15 years
2003 - 2018
Lost or Stolen Visa Checkcards: 1-800-500-1044
Main Phone: 304-340-3000
Online Banking Support: 304-340-3000
Bill Pay Support: 1-855-343-1494
Routing Number: 051904676
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